Old Tossers
Free to use

Life Help Tools

Handy little helpers for the tricky bits of later life. Plain English, no jargon, and written to be genuinely useful. Pick one below to get started.

These tools give friendly, general guidance to help you understand your options. They are not regulated financial or legal advice. For decisions that matter, please check the official GOV.UK pages or speak to the relevant body — we point you to the right people at the end of every answer.